One Little Monkey

Friday, November 04, 2005

Insurance Assurance

I went to an informational meeting last night because they're changing our health insurance plans at work. They're trying to convince us that the new plans are better than my current one. Let me let you compare:

Plan A:
100% coverage for regular stuff ("approved services")
$10 co-pay
No annual deductible
No employee contribution
Primary care physician required
Referrals needed for specialists

Plan B:
Less than 100% coverage
$15 co-pay
Annual deductible
Employee contribution
No PCP required
Can go to a specialist whenever I want

I understand that things change and I'm probably pretty lucky not to have to pay anything. But their main excitement is that I now can go to a different doctor every time! I guess they're like ice cream or cookie flavors; try something new everytime you visit. Uh, personmally, I like knowing who I'm seeing. Maybe I just don't like meeting new people. Or maybe it's cause I don't like strangers poking me.

(Also at the meeting, the insurance companies gave out free promotional stuff. I find it ironic that they would give me chapstick made out of glass. Or maybe I should say appropriate.)

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